Most people in the US are aware of the current real estate crisis and the unsettling fact that many people are losing their homes to foreclosure. Before a home is in the process of becoming foreclosed, it is in the pre-foreclosure stage. The pre-foreclosure period can last anywhere from a few weeks to a few months, and is considered by many real estate investors as the absolute best time in which to negotiate the purchase of a home.

Many houses that are ‘for sale by owner’ are houses that are in a period of pre-foreclosure. The lenders sometimes allow the homeowners to try to sell their home before foreclosing it. The banks are not in the real estate business themselves and would rather the owners sell the home instead of (the lenders) having to foreclose it.

Here are many advantages to buying a pre-foreclosed home from a homeowner rather than bidding on a foreclosed home at an auction:

- Pre-foreclosed houses are often cheaper considering as it’s being sold by a home owner that is in a hurry to sell to avoid facing foreclosure and the bad credit that goes along with it.

On April 2, 2009 there will be a Gypsy Nomads concert at The Magic Candle and the concert will start 7:00 P.M. The Magic Candle is at 204 S., Audabon St. at the heart of Irvington. You will not have a hard time looking for the venue.

The Gypsy Nomads makes new age type of music. Their music is made from punk, folk and the vineyards of southern France. They just added cabaret, celtic and neo-medieval flavor to make The Gypsy Nomads type of music. So when you attend their concert do not expect to hear traditional gypsy music.

Even though The Gypsy Nomads is not the typical kind of gypsy song, they still have a very lively kind of music. Some would even consider their music as a high octane and exciting by people who have heard their music. This two men band with Samantha Stephenson for their vocals, percussion, drums and is the songwriter of the group. While Scott Helland that does the guitar, drums, and loops. They are French born artists.